As the clock ticks down towards the introduction of NESTS in 2012 the whole face of pensions in the UK will undergo yet more change.
This year has seen further legislation for the personal market which throws open exceptional opportunities for certain individuals.
Flexible drawdown, the ability for individuals who enjoy a fixed income from other areas such as occupational pension schemes, creates the chance, for the first time, of a pension being available to simply use as a savings plan where members can get relief from, income tax, inheritance tax and capital gains tax all in vehicle open to many investment opportunities and, still HAVE FULL ACCESS TO THEIR FUNDS. This almost unbelievable opportunity will not be available to all but should you calculate that in retirement you will have a pension income from all sources, including the state approaching £20,000 per annum, you really need to talk to us.

In addition to the specialist work we undertake in this market, Deep Blue Financial Limited have teamed up with Collin Stewart Wealth Management to offer a bespoke service to firms with final salary scheme.
Whether it is advice on your scheme or the full administration of the plan, Deep Blue Financial Limited are one of the few companies in the UK who are fully conversant with the specialist knowledge required to run these types of schemes and at the same time be in a position to give full independent financial advice to the membership. Companies who have chosen our services for this use us, either because their existing employee benefits consultants are unable to provide them with the vital link to their personal requirements or simply that their financial advisers, however good they are on personal financial advice cannot provide the seamless transition into advice required in relation to the occupational benefits. To finds out more, please contact us.

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