News

THE VIEW FROM OUR OFFICE

This lovely photo was taken last week by our receptionist Claire.

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Don’t panic Captain Mandarin!

Equity markets have suffered a difficult start to 2016, with global share prices falling by around 5% in the first full week of trading. The trigger for this has been, once again, concerns about China. To followers of chaos theory, the Chinese butterfly has flapped its wings and caused a … Continue reading

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Standard Lifetime Allowance Reduction 2016

The standard lifetime allowance is to reduce from £1.25 million to £1 million from 6 April 2016. Transitional protection will be available to anybody who may be affected by this reduction on a similar basis to the protection available when the standard lifetime allowance reduced in April 2014. HMRC has … Continue reading

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GIFTING FUNDS TO YOUR CHILDREN

As the season of goodwill approaches, it seems that Christmas is not the only occasion that parents may wish to gift money to their children.  As their youngsters struggle to get on the property ladder, it is more often the case that deposits for houses and flats are funded by … Continue reading

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Life Insurance

You have car insurance, home insurance and some even have phone insurance, so why do you not have life insurance? Every year we all shop around for various insurances; car, home, pet and travel to protect items or people that are important to us. Every year we all pay the … Continue reading

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Wear it Pink – Breast Cancer Awareness Month

Deep Blue is supporting the UK’s largest breast cancer charity (Breast Cancer Now), which is the merger of Breast Cancer Campaign and Breakthrough Breast Cancer. Wear it Pink every year raises around £2 million during October. On Friday 16th October 2015, join Deep Blue by wearing something pink and donate … Continue reading

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Inheritance Tax Changes

On the 8th of July 2015, George Osbourne presented his Summer Budget to Parliament. In his speech, the chancellor announced that he will raise the Inheritance Tax (IHT) threshold, bringing hundreds of thousands of families out of the Inheritance Tax net altogether. Currently, Inheritance Tax is charged at 40% on … Continue reading

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THE FINANCIAL SERVICES COMPENSATION SCHEME (FSCS)

The Financial Services Compensation Scheme (FSCS) is a scheme provided by the UK Government. It gives a level of cover for your money if anything were to happen to your bank, building society or credit union. Any money held in a cash account within your investments or pensions will also … Continue reading

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Deep Blue – The Worlds Largest Great White

Although not related to financial services, over the weekend we were sent this amazing video of Deep Blue, the world’s largest Great White at over 20ft long!   As intimidating as this huge Great White may be, it’s great to see that conservation efforts are beginning to pay off and they … Continue reading

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Pension Input Period changes – July Summer Budget

Definition: A ‘pension input period‘ is a period of time over which the pension input amount under a scheme is measured so that a check can be made to see if the Annual Allowance for the related tax year has been exceeded. HMRC uses your pension input period (PIP) to … Continue reading

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Pension Freedom

The introduction of Pension Freedom is the biggest shake up to our pension system in the last hundred years. There have been many articles in the press about pension companies not allowing individuals access to their funds, which in turn has produced some sensational headlines such as ‘Investors Barred From … Continue reading

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Why Use A Financial Adviser (IFA)

Did you know that the use of an independent financial adviser is now acknowledged as THE most successful way to obtain financial advice for individuals, businesses and trusts? This is because the advice provided must be unbiased and based upon the specific needs of the individual. The range of services … Continue reading

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